Will my mortgage lender accept a PCC?
Most UK mortgage lenders accept a Professional Consultants Certificate as an alternative to a structural warranty, in line with the UK Finance Lenders' Handbook. Each lender has its own specific requirements — search yours below.
134 lenderson file, sourced from the UK Finance Lenders' Handbook.
Type your lender's name above to see whether they accept a Professional Consultants Certificate.
This is a guide based on the UK Finance Lenders' Handbook and may not reflect the very latest changes. Lender requirements vary by product and can change — always confirm directly with your lender or solicitor, or ask us to check for you before you proceed.
Good to know
Full PCC vs Retrospective PCC
A Full PCC is based on inspections during the build; a Retrospective PCCis based on a post-completion inspection. Not every lender accepts both routes, and some require monitoring throughout construction. If you're not sure which applies to your project, ask us — it's what we do.